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The minimum balance required in a CIBC chequing account depends on the specific type of account. For example, the CIBC Smart Account requires that you maintain a minimum daily balance of $3,000, and make at least one recurring direct deposit or two pre-authorized payments each month to avoid paying transaction fees. Please keep in mind that this information may change and it is best to directly check with CIBC for the most updated information on their account minimums.

After successful enrolment, CIBC Bank usually processes referral rewards within approximately 8 weeks. However, this timeline may vary and depends upon the completion and approval of your referrals. Once processed, the rewards are directly added into the relevant account. It's important to make sure you meet all the eligibility requirements for the referral program to receive the rewards.