Do I need to have a good credit score to qualify for a mortgage?

Yes, having a good credit score is generally important to qualify for a mortgage with Wells Fargo Home Mortgages. While specific credit score requirements may vary based on factors such as loan type and amount, a healthy credit history strengthens your ability to secure a mortgage. Wells Fargo considers a range of factors when evaluating loan applications, including credit scores, income, debt-to-income ratio, and employment history. A good credit score demonstrates responsible financial behavior and indicates that you are likely to repay your loan on time. However, even if you have a lower credit score, Wells Fargo may still be able to help you explore alternative loan options or suggest steps to improve your credit before applying for a mortgage.