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The interest rate and repayment plans of a loan on your policy could vary depending on multiple factors, including the policy type and the specific terms agreed upon with Knights of Columbus. Typically, interest rates are competitive and you'll have the flexibility with your repayment schedule. Though some universal life contracts allow policy loans, one should bear in mind that the loan could decrease the death benefit if not repaid. We strongly recommend carefully reading your policy agreement or speaking directly with a Knights of Columbus representative to understand the specific terms of any potential policy loan.